API Directory

SendByte is a developer-first transactional email API built for Africa, sending OTPs, receipts, and alerts with fixed Naira pricing (billed via Paystack or Flutterwave) and deliverability tuned for African networks. Infrastructure is hosted in-region with NDPR data residency built in. Built by Echospectra Technology Limited.

Africa's Talking provides APIs for SMS, voice, airtime, payments, and more across African telecom networks. A unified platform for building communication solutions.

Bachs is a full payments and billing platform combining global checkout, subscription billing, usage-based billing, tax handling, and settlement to African bank accounts (NGN, GHS, KES, ZAR) in one integration. Supports cards, mobile money, bank transfer, and stablecoin (USDT/USDC) checkout across Africa, Europe, and North America.

Flutterwave provides a unified payments API covering cards, mobile money, bank transfers and payouts across Africa. Accept payments, send payouts, and manage transactions from one integration.

Onafriq (formerly MFS Africa) operates a cross-border payments network connecting over 500 million mobile money users across Africa. Their API enables remittances, business payments, and financial inclusion solutions.

OPay is a Nigerian fintech company offering digital payments, merchant acquiring, transfers, POS services, wallets, and financial services. It provides payment solutions for businesses and selected API integrations for enterprise partners.

Accept card, bank transfer and mobile money payments from customers across Africa with Paystack's simple, secure payments infrastructure.

VALR is a South African cryptocurrency exchange providing APIs for digital asset trading, market data, wallets, deposits, withdrawals, and institutional trading services.

VTPass provides a REST API for bills payment services in Nigeria, letting developers integrate airtime top-up, mobile data bundles, electricity (PHCN/DISCO) payments, cable TV subscriptions (DSTV/GOTV/Startimes), and education payments (WAEC) directly into their applications. Operated by Broadshift Technologies Limited.

WatuPay is a payment gateway and checkout platform for Nigerian businesses, part of the Watu ecosystem. It provides hosted and inline card checkout, direct card charge, bank transfer collection, mobile money collection, payment links, and bill payment APIs (electricity, cable TV), plus airtime/data resale and a POS agent business line.

Xend Finance is a decentralized finance (DeFi) platform, backed by Binance Labs and Google for Startups, that lets credit unions and cooperatives channel member savings into stablecoin-denominated yield products. Registered as Xend Tech Limited (Enugu, Nigeria), the company has since expanded into Asset Chain, an EVM-compatible Layer-1 blockchain for real-world asset tokenization.

Yoco provides payment solutions for South African businesses, including card readers, online payments, and POS systems with developer APIs.