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Paystack API

Paystack · Payments

Accept card, bank transfer and mobile money payments from customers across Africa with Paystack's simple, secure payments infrastructure.

Live2026-07-12
Key People
Shola Akinlade · Co-founder & CEO
Ezra Olubi · Co-founder & CTO
VERIFIED TODAY
Operational confidence: Live
Latency: 98ms
curl https://api.paystack.co/transaction/initialize \
  -H "Authorization: Bearer $SECRET_KEY" \
  -d '{"email":"user@example.com","amount":"50000"}'

Pricing tiers

Standard1.5% + ₦100

Capped at ₦2,000 for local cards

EnterpriseCustom

Contact sales

Auth Method

Bearer Token

Rate Limit

500 req/min

Webhooks

Supported

Version

v2.1

Changelog

2026-07-12Confirmed new split-payment endpoint in docs.
2026-04-22Added Ghana Mobile Money collection support.

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Quick Facts

Countries
Nigeria, Ghana, South Africa
Categories
Payments
Last Crawl
2026-07-12