Payments

Africa's Talking provides APIs for SMS, voice, airtime, payments, and more across African telecom networks. A unified platform for building communication solutions.

Anchor provides a Banking-as-a-Service API that enables businesses to build and embed financial products for their customers, including accounts, payments, and savings.

Bachs is a full payments and billing platform combining global checkout, subscription billing, usage-based billing, tax handling, and settlement to African bank accounts (NGN, GHS, KES, ZAR) in one integration. Supports cards, mobile money, bank transfer, and stablecoin (USDT/USDC) checkout across Africa, Europe, and North America.

Cellulant is a leading African payments company providing merchant acquiring, payment aggregation, and value-added services across 12 African countries. Their API enables businesses to accept payments across multiple channels.

Chenosis is MTN Group's API marketplace providing access to telecommunications, fintech, and enterprise APIs across African markets. Enables developers to integrate with MTN services.

CinetPay is a payment gateway offering mobile money, card payments, and airtime services across Francophone Africa including Côte d'Ivoire, Senegal, Mali, and Burkina Faso.

DPO Group provides payment gateway services across 18 African countries, enabling businesses to accept payments via card, mobile money, and bank transfer.

DusuPay is a payment gateway enabling businesses to accept payments through multiple channels including cards, mobile money, and bank transfers in Nigeria and Ghana.

Eversend provides multi-currency wallets, virtual cards, and payment APIs for businesses and individuals across Africa. Their API supports remittances and business payouts.

Fincra provides payment infrastructure and APIs for businesses to accept payments, send payouts, and manage financial operations across Africa through a single integration.

Flutterwave provides a unified payments API covering cards, mobile money, bank transfers and payouts across Africa. Accept payments, send payouts, and manage transactions from one integration.

Interswitch provides APIs for payment processing, merchant services, and financial infrastructure across Nigeria and West Africa.

Kora (formerly Korapay) provides payment infrastructure that enables businesses to accept payments, send payouts, and manage financial operations across Africa through a single integration.

Maplerad provides payment orchestration APIs and virtual account infrastructure for businesses to accept payments and automate payouts across Africa.

Mono provides open banking infrastructure that enables African businesses to access customer financial data and initiate payments through secure APIs.

Nomba provides business banking, payment collection, and financial infrastructure for businesses in Nigeria and beyond. Offers POS terminals, business accounts, and payment APIs for seamless transactions.

Onafriq (formerly MFS Africa) operates a cross-border payments network connecting over 500 million mobile money users across Africa. Their API enables remittances, business payments, and financial inclusion solutions.

OPay is a Nigerian fintech company offering digital payments, merchant acquiring, transfers, POS services, wallets, and financial services. It provides payment solutions for businesses and selected API integrations for enterprise partners.

Ozow enables instant EFT payments for South African businesses, providing a simple API for real-time bank transfers without cards.

Pawapay provides an API for businesses to collect and send mobile money payments across multiple African markets through a single integration.

Accept card, bank transfer and mobile money payments from customers across Africa with Paystack's simple, secure payments infrastructure.

Peach Payments provides secure payment gateway solutions for businesses across Southern Africa, supporting card payments, EFT, and alternative payment methods.

Pesapal provides a secure payment gateway for businesses in East Africa, enabling card payments, mobile money, and bank transfers through a unified API.

Stitch provides open finance infrastructure enabling businesses to access financial data and initiate payments across African markets through a single API.

Traction provides financial infrastructure APIs that enable businesses to embed financial services including payments, lending, and financial management.

VTPass provides a REST API for bills payment services in Nigeria, letting developers integrate airtime top-up, mobile data bundles, electricity (PHCN/DISCO) payments, cable TV subscriptions (DSTV/GOTV/Startimes), and education payments (WAEC) directly into their applications. Operated by Broadshift Technologies Limited.

WatuPay is a payment gateway and checkout platform for Nigerian businesses, part of the Watu ecosystem. It provides hosted and inline card checkout, direct card charge, bank transfer collection, mobile money collection, payment links, and bill payment APIs (electricity, cable TV), plus airtime/data resale and a POS agent business line.

Yoco provides payment solutions for South African businesses, including card readers, online payments, and POS systems with developer APIs.