Nigeria

Africa's Talking provides APIs for SMS, voice, airtime, payments, and more across African telecom networks. A unified platform for building communication solutions.

Anchor provides a Banking-as-a-Service API that enables businesses to build and embed financial products for their customers, including accounts, payments, and savings.

Bachs is a full payments and billing platform combining global checkout, subscription billing, usage-based billing, tax handling, and settlement to African bank accounts (NGN, GHS, KES, ZAR) in one integration. Supports cards, mobile money, bank transfer, and stablecoin (USDT/USDC) checkout across Africa, Europe, and North America.

Cellulant is a leading African payments company providing merchant acquiring, payment aggregation, and value-added services across 12 African countries. Their API enables businesses to accept payments across multiple channels.

Chenosis is MTN Group's API marketplace providing access to telecommunications, fintech, and enterprise APIs across African markets. Enables developers to integrate with MTN services.

Credable provides embedded finance infrastructure that enables businesses to offer financial services including payments, savings, and credit to their customers.

Crop2Cash provides agricultural finance and supply chain APIs that connect farmers to financial services, input suppliers, and markets across Nigeria.

Identity verification, BVN/NIN lookups and document checks for onboarding flows. Secure KYC and identity verification APIs for Africa.

DPO Group provides payment gateway services across 18 African countries, enabling businesses to accept payments via card, mobile money, and bank transfer.

DusuPay is a payment gateway enabling businesses to accept payments through multiple channels including cards, mobile money, and bank transfers in Nigeria and Ghana.

Eversend provides multi-currency wallets, virtual cards, and payment APIs for businesses and individuals across Africa. Their API supports remittances and business payouts.

Fido provides credit scoring and lending infrastructure APIs that help financial institutions assess creditworthiness and provide digital lending solutions.

Fincra provides payment infrastructure and APIs for businesses to accept payments, send payouts, and manage financial operations across Africa through a single integration.

Flex Finance provides digital lending and financial services APIs that enable businesses to offer credit products and manage financial operations.

Flutterwave provides a unified payments API covering cards, mobile money, bank transfers and payouts across Africa. Accept payments, send payouts, and manage transactions from one integration.

Insurpass provides insurance technology APIs for Nigerian businesses, offering digital insurance solutions, policy management, and claims automation.

Interswitch provides APIs for payment processing, merchant services, and financial infrastructure across Nigeria and West Africa.

Kora (formerly Korapay) provides payment infrastructure that enables businesses to accept payments, send payouts, and manage financial operations across Africa through a single integration.

Kwik provides logistics and delivery APIs that enable businesses to integrate delivery services across Nigeria and Kenya.

Lami provides a digital insurance infrastructure API that enables businesses to embed insurance products into their offerings across Africa, focusing on microinsurance and scalable coverage.

Maplerad provides payment orchestration APIs and virtual account infrastructure for businesses to accept payments and automate payouts across Africa.

Mono provides open banking infrastructure that enables African businesses to access customer financial data and initiate payments through secure APIs.

Bulk SMS and messaging API with delivery reports across West Africa. Send SMS via API to Ghanaian and Nigerian phone numbers.

Collection of official Nigerian government APIs including National Identity Management Commission (NIMC), Federal Inland Revenue Service (FIRS), and other public services.

NimbaSMS provides SMS messaging APIs for businesses to reach customers in Nigeria.

Nomba provides business banking, payment collection, and financial infrastructure for businesses in Nigeria and beyond. Offers POS terminals, business accounts, and payment APIs for seamless transactions.

OkHi provides digital addressing and location APIs for African businesses, solving the challenge of physical addresses through precise geolocation and address verification.

Okra provides Open Banking infrastructure that connects African financial institutions with third-party applications. Their API enables secure access to bank accounts, transactions, and income data across Nigeria and beyond.

Onafriq (formerly MFS Africa) operates a cross-border payments network connecting over 500 million mobile money users across Africa. Their API enables remittances, business payments, and financial inclusion solutions.

OPay is a Nigerian fintech company offering digital payments, merchant acquiring, transfers, POS services, wallets, and financial services. It provides payment solutions for businesses and selected API integrations for enterprise partners.

Accept card, bank transfer and mobile money payments from customers across Africa with Paystack's simple, secure payments infrastructure.

Document verification, facial matching and AML checks for financial services. Identity verification platform tailored for African markets.

Pula provides insurance products and climate risk data APIs for farmers across Africa, enabling index-based insurance and agricultural finance solutions.

SendByte is a developer-first transactional email API built for Africa, sending OTPs, receipts, and alerts with fixed Naira pricing (billed via Paystack or Flutterwave) and deliverability tuned for African networks. Infrastructure is hosted in-region with NDPR data residency built in. Built by Echospectra Technology Limited.

Shuttlers provides a corporate mobility API that enables businesses to offer shared transportation services to employees across Nigeria, reducing commute costs and improving employee benefits.

Biometric KYC — selfie liveness, document verification and AML screening. Identity verification platform for African markets.

Stitch provides open finance infrastructure enabling businesses to access financial data and initiate payments across African markets through a single API.

Termii provides SMS, email, and communication APIs for businesses to engage with customers across Nigeria, Ghana, and Kenya.

Traction provides financial infrastructure APIs that enable businesses to embed financial services including payments, lending, and financial management.

Treepz (formerly Treepz Mobility) provides APIs for corporate transportation, ride-hailing, and fleet management across African markets.

VerifyMe provides identity verification APIs for Nigerian businesses, enabling BVN, NIN, and document verification through simple REST endpoints.

VTPass provides a REST API for bills payment services in Nigeria, letting developers integrate airtime top-up, mobile data bundles, electricity (PHCN/DISCO) payments, cable TV subscriptions (DSTV/GOTV/Startimes), and education payments (WAEC) directly into their applications. Operated by Broadshift Technologies Limited.

WatuPay is a payment gateway and checkout platform for Nigerian businesses, part of the Watu ecosystem. It provides hosted and inline card checkout, direct card charge, bank transfer collection, mobile money collection, payment links, and bill payment APIs (electricity, cable TV), plus airtime/data resale and a POS agent business line.

Xend Finance is a decentralized finance (DeFi) platform, backed by Binance Labs and Google for Startups, that lets credit unions and cooperatives channel member savings into stablecoin-denominated yield products. Registered as Xend Tech Limited (Enugu, Nigeria), the company has since expanded into Asset Chain, an EVM-compatible Layer-1 blockchain for real-world asset tokenization.

Youverify provides APIs for identity verification, KYC, KYB, AML screening, document verification, background checks, and compliance automation across multiple African markets.